Ready to buy? Where do you begin?

Buying a home whether your dream home or an investment property is one of life’s significant milestones, it can also be overwhelming and stressful at times. As a buyer you should spend time working out exactly what you need and can afford.

Before you start looking it’s important to consider a few things

  • Does the property fit within your budget?
  • Is your finance pre-approved?
  • Does the location suit your lifestyle?
  • Will the property be big enough if your family grows?
  • Have you researched the area?


Before you start looking at properties, it always best to speak with a bank lender/mortgage broker to see how much you can afford and can borrow.  You’ll need to not only consider the purchase price, but additional costs such as:

  • Purchase price
  • Stamp duty
  • Conveyancer fees
  • Council rates
  • Insurance
  • Strata fees

Stamp Duty & 1st Homeowner Grants

A complete list of benefits and discounts available to first home buyers and the stamp duty calculator can be found on the State Revenue Office Victoria website:


Prior to making an offer, we suggest organising a conveyancer to help you with the contract and legal paperwork for when you purchase the property.

Due diligence checklist

Before you buy a home or vacant residential land, you should be aware of a range of issues that may affect that property and impose restrictions or obligations on you, if you buy it. This checklist aims to help you identify whether any of these issues will affect you. The questions are a starting point only and you may need to seek professional advice to answer some of them.  

Consumer Affairs Victoria Due Diligence Checklist

Section 32 / Vendor's Statement

This is the document prepared by the Vendor’s Solicitor/Conveyancer that spells out the key elements of the property. It will include the Vendors details, a copy of the Title, all services (water, gas, sewerage, telephone) that are available and connected to the property. By law all buyers who make an offer must view a Section 32 (vendors statement) before making an offer in writing and signing a contract note.

Making an offer

For view more information on Janice Dunn Estate Agents offer process please Click here

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